Your money and your fitness, on the same dashboard.

Three reasons. Aggregator services are expensive to run, and that cost lands on the price. Handing your banking credentials to a third party is a risk that never fully goes away. And connections don't just break — they lose things. Anyone who's used an aggregator has had the morning where they log in and a month of transactions has silently disappeared because a resync decided those records no longer existed. Data you typed in yourself doesn't do that.

Depends how complicated your life is. With a fairly involved setup — several registered accounts, a few properties, multiple mortgages — the net worth entry runs about ten minutes a month. Budget takes longer, because reviewing and categorising transactions is real work rather than typing. Training updates itself if you use Hevy, or a minute or two per session if you're entering it by hand. Forty accounts will obviously take longer than four, and the first month is the slowest because you're setting everything up.

Yes. Download the template, paste your history into it, and the importer walks you through matching your columns and account types. Bad rows get flagged before anything is written. Years of history load in one pass. Coming from Monarch, there's a direct path for your transaction export too.

No. Both are optional, and if you don't use them you can hide the training features entirely. Hevy sync needs a Hevy Pro account because that's what their API requires. Garmin activities come in as a CSV export.

Not a native one yet. It runs in a phone browser and you can add it to your home screen, and the dashboards are built to be read on a small screen. The monthly entry grid is honestly better on a laptop — it's a wide table and it behaves like one.

No, and it never will be. Every projection, benchmark and simulation is arithmetic performed on numbers and assumptions you entered yourself, shown so you can see how it was calculated. Nothing here recommends a product, a security, or a course of action, and nobody involved is a licensed advisor.

One person in Alberta. I built it for my own tracking over several years, then rebuilt it as something other people could sign into. I keep my name off the marketing because the product should stand on its own — but support emails come to me, and the terms of service name the operator.

If you're wondering whether one person is a risk: the trackers in this category that disappeared did so because they got acquired or couldn't justify their funding, not because someone got bored. This one costs very little to run, and I use it every month myself. Your data is also exportable at any time, so you're never staying just to keep access to your own history.

In Canada. The database is in Montréal and the application runs there. Email delivery, the support mailbox and the marketing page's cookieless analytics use providers in the United States. The privacy policy names each one and exactly what it receives.

Quebec has its own pension plan in place of CPP, its own private-sector privacy law, and French-language requirements. Supporting it properly means different retirement math, a full French version, and privacy obligations I can't meet yet as a one-person operation. Doing it halfway would mean showing Quebec users numbers that are quietly wrong, so signup checks your province and turns Quebec away up front.

Nothing today. It is free during early access, with no card and no trial clock. Paid subscriptions are planned. Before anything is charged you'll get an email, and the price and terms will be published first.

Export it from Settings whenever you like. Delete your account and everything is removed from the live database immediately. Encrypted backups roll off within 7 days.